Insurance Claims and Restoration Services
At Floods4Less we work very closely with your insurance carrier, agents, claims managers and adjusters to make your recovery from a disaster as fast and painless as possible. We handle much of the administration that your insurance company requires, relieving you of the need to worry about paperwork in a time of crisis.
  • We use the Insurance Company Preferred Pricing through Xactimate, the insurance industry's standardized estimating software, so you know our pricing is based on industry standards.

  • We can send invoices directly to your insurance company, and handle most of the paperwork and billing. This saves you time and unnecessary headaches.

  • We have worked with nearly every insurance company offering homeowner's insurance policies including specialty insurance, private insurance, commercial insurance companies, and of course major insurance carriers. We understand the needs of insurance carriers, so we can help them fulfill their promises to you.

Floods4Less Claims Management Hub - Faster Claims Processing
Floods4Less Hub Management System
We built the Floods4Less Claims Management Hub to expedite and automate the processing of insurance claims and to ensure the highest quality restoration service for our clients. Insurance adjusters and claims managers are able to access, update, and process your claims online 24/7 through our customized web-based claims management system. This software system is designed to process claims faster and more efficiently than traditional claims processing methods.

If you are an insurance company representative and you haven't yet registered for a free account in the Floods4Less Claims Management Hub, you can learn more about our Claims Hub here, and you can register here.


Homeowner's Insurance Policies and Disasters
Most homeowners policies cover a number of common disasters. You should check the "perils" section of your homeowner's policy, but typically the following disasters are covered:
  • Fire or lightning
  • Windstorm or hail
  • Explosion
  • Civil commotion
  • Damage by aircraft
  • Damage by vehicles
  • Smoke
  • Vandalism or malicious mischief
  • Theft
  • Volcanic eruption
The top three types of damage to homes are Fire and Lightning, Wind and Hail, and Water Damage and Freezing. Make sure you're covered!

You are entitled to and should insist on employing a fully licensed and insured repair firm of good reputation. Contact Floods4Less for Professional Restoration Contractors.

Know Your Stuff - Free Home Inventory Software
Thanks to the Insurance Information Institute, you can download "Know Your Stuff", home inventory software that's completely free. This software makes creating a home inventory simple and easy. And once you have completed your first inventory, it's easy to keep your inventory information up to date.